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KMID : 1124020160320040031
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Korean Social Security Studies
2016 Volume.32 No. 4 p.31 ~ p.55
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A Study on the Problems and Improvement of Compensation Systems For Self-employed Farmers` Injury In Japan and Switzerland
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Kim Jin-Soo
Jung Chang-Lyul
Yoo Jae-Sang
Han Ki-Myung
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Abstract
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Although agriculture is vulnerable to occupational accidents, self-employed farmers had been excluded from systematic protection in Korea. As a result of the debates on introduction of farmers` injury compensation, the new law for farmers` injury was enacted but it is not a social insurance but private insurance scheme. The paper examines the cases of Japan and Switzerland which have operated private insurance schemes for farmers` injury. The results are as follows: First, many petty farmers are excluded; Second, the joining units are separated between individual and family units, which means that some might be excluded within family; Third, it is difficult to focus on prevention and rehabilitation; Fourth, it is difficult to provide adequate benefits under private pension and, lump-sum payment has limitation on security function. The new law stipulates government subsidies over 50% of premium unlike Japan and Switzerland, which means that it can improve the problems mentioned above under the private schemes. However, voluntary membership under individual balance between earnings and expenditure should be modified because it excludes the petty farmers.
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KEYWORD
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farmers` injury compensation, voluntary membership, self-employed farmers, private management
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